法治是最好的营商环境，良好的营商环境需要有完善的法治支撑。随着互联网时代的到来，我国市场经济的发展出现了新业态和新趋势，民营企业在市场经济大背景下也蓬勃发展。但从当前民营企业发展现状来看，由于营商环境不佳、金融监管制度不健全等带来的问题，助长了经济领域犯罪，迫切需要优化民营企业经营的法治环境，创新民营企业犯罪治理的方式，为民营企业发展提供良好的发展环境。

民营企业，作为市场经济的重要角色，其发展却往往受限于融资，“融资是个毒药”、“民营企业死于融资”虽然有些夸张，却也是真实写照。我国民营企业无法从金融机构获得足额资金支持，不得不将目标转向民间融资，随之而来便也衍生出一些非法吸收公众存款的异化产物（本文在研究对象上排除恶意非法吸收公众存款“跑路”行为）。采用何种方式帮助民营企业排除融资风险，释放企业发展潜力，一直是企业融资发展壮大的难题。风险与合规有着紧密的联系，刑事合规这一概念的出现，很大程度上化解了企业经营过程中的犯罪风险。从最初国务院制定的《中央企业合规管理指引》到最高人民检察院发布三批民营企业合规指导案例，刑事合规改革实现了从理论到实践的落地，展现出这项制度独有的魅力。如何借助刑事合规制度，破解民营企业融资难题，应对经济犯罪治理所面临的新挑战，成为当前企业合规改革研究的重要课题。

基于此，笔者试图从刑事合规的视角出发，探求民营企业如何进行非法吸收公众存款犯罪的风险防控建设。首先，从整体上把握非法吸收公众存款犯罪和刑事合规制度，分析民营企业在防控非法吸收公众存款罪进行合规建设的制度价值；其次，通过案例检索，整理总结目前我国民营企业经营过程中的风险现状，尤其关注民营企业触及非法吸收公众存款罪犯罪现状；最后针对上述非法吸收公众存款罪犯罪现状，从融资环境、现行刑事制度和企业自身合规建设三个导致本罪多发的重要视角剖析导致民营企业本罪多发的犯罪诱因，并分别从优化企业融资环境，完善非法吸收公众存款罪的法律规定、明确入罪标准、划清本罪与民间借贷的法律界限和企业开展非法吸收公众存款罪刑事合规制度建设三个维度，完善民营企业非法吸收公众存款犯罪的风险防控体系，分析企业在融资领域如何顺应刑事合规改革这一趋势，以期实现非法吸收公众存款罪前端预防与治理。

Rule of law is the best business environment, and a good business environment needs a sound legal framework. With the advent of the Internet era, there have been new business models and trends in China's market economy, and private enterprises have flourished in the context of the market economy. However, from the current situation of the development of private enterprises, problems brought about by poor business environment, incomplete financial supervision system, etc. have fostered economic crimes, and it is urgently needed to optimize the legal environment for private enterprise operation and innovate the ways of governance of private enterprise crimes to provide a good development environment for private enterprise development.

Private enterprises, as an important player in the market economy, often face restrictions in financing. Although the statement "financing is a poison" and "private enterprises die of financing" may be exaggerated, they are also a true depiction. Chinese private enterprises cannot obtain sufficient financial support from financial institutions, and they have no choice but to turn to informal financing. Consequently, some illegitimate offshoots of illegal public deposit collection have also emerged (this study excludes malicious illegal public deposit collection "running away" behavior in the research object). What method should be adopted to help private enterprises eliminate financing risks and unleash the potential of enterprise development has always been a difficult problem in the development of private enterprises. Risk management and compliance are closely related, and the concept of criminal compliance has innovated the mode of crime governance for private enterprises, thereby mitigating the criminal risks in the business process. From the initial "Guidelines for Compliance Management of Central Enterprises" formulated by the State Council to the three batches of exemplary cases of compliance guidance for private enterprises issued by the Supreme People's Procuratorate, the reform of criminal compliance has achieved its landing from theory to practice, showcasing the unique charm of this system. How to leverage the criminal compliance system to break through the financing difficulties faced by private enterprises and respond to the new challenges in economic crime governance have become an important research topic in enterprise compliance reform.

In this context, the author attempts to explore how private enterprises can conduct risk prevention and control construction for the crime of illegally absorbing public deposits from the perspective of criminal compliance. Firstly, the author aims to grasp the crime of illegally absorbing public deposits and the criminal compliance system from a holistic perspective, analyzing the institutional value of compliance construction for private enterprises in preventing the crime of illegally absorbing public deposits; secondly, through case search, the author will summarize the current risk status of private enterprises in the business process, especially focusing on the current status of private enterprises committing the crime of illegally absorbing public deposits. In response to the current criminal situation of illegal public deposit collection, this paper analyzes the criminal causes of this crime in three important perspectives that lead to its frequent occurrence in private enterprises, namely the financing environment, the current criminal system, and the enterprise's own compliance construction. It then identifies the crime-inducing factors that lead to the frequent occurrence of this crime in private enterprises from these three perspectives, and proposes three dimensions of optimizing the enterprise's financing environment, perfecting the legal provisions of illegal public deposit collection crime, clarifying the standard for criminalization, distinguishing the legal boundaries between this crime and private lending, and building a criminal compliance system for illegal public deposit collection in enterprises to improve the risk prevention system for this crime in private enterprises. Finally, the paper analyzes how enterprises can adapt to the trend of criminal compliance reform in the financing field and achieve front-end prevention and governance of illegal public deposit collection crime.

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